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TERM DAYS: 30
INITIATION FEE: R86
INTEREST: R25
SERVICE FEE: R115
TOTAL REPAYMENT: R665
CashDaddy® provides instant, straightforward and flexible short-term loans for clients across South Africa. With a strong background in the financial sector and a passion for what we do, we can address your financial requirements expertly whilst providing unparalleled levels of customer service.
We have two different types of loans at CashDaddy®– a loan against your quality second-hand items of value or your salary. These loans are safe, secure and convenient for anyone looking for instant cash, without going the traditional microlending route.
A 1-month loan against the things you own. Bring us your items (such as laptops electronics, computers, mobile devices, calculators, digital watches and smart televisions.) and we’ll process an instant cash loan.
A 1-month loan against your salary and payable on your next salary run. Get a loan of R500 – R5 000.
ALL FEES ARE IN ACCORDANCE WITH THE NATIONAL CREDIT ACT:
Our loans are short-term (1-month) loans, so the ‘total amount repayable’ must be paid back to us at the end of 30 days.
Our cash loans are both 1-month loans ― perfect for people who need immediate cash but don’t want to fill in endless paperwork. We are a reputable microlender that will help when life happens.
We offer a personal face-to-face service
Taking out a loan with us is an easy way to access cash
We pay out loans into your bank account or in cash – the choice is yours
Your loan documentation shows the interest cost you will have to pay if you use the full term of the loan.
Remember that we will recalculate and reduce the interest cost if you decide to pay up your loan early.
With CashDaddy, your retailer of choice becomes a one-stop-shop, which means that you can save time and pay your loan while you do your shopping.
A friend or family member can also pay on your behalf in-branch if they bring along a signed proxy form.
We know how valuable the item is that you left with us for safekeeping. We take our responsibilities seriously and promise to return your asset to you in the same condition as when it was handed in.
If you're happy to let your asset go remember that you're always free to "walk away" without paying up your loan and we will never contact you requesting payment. You’ll never have to worry about your credit record being negatively impacted either. If you want to get your asset back, but can’t pay the whole amount within 30 days, we’ll gladly extend the loan for another 30 days (maximum 5 times). A small service fee will apply. Please make sure you get to us a few days before the loan expires (or even on the last day), so we can do the paperwork quickly and without any hassles. Our loan extension is easy and affordable.
Anyone who has ever taken a loan from CashDaddy® will tell you it’s the quickest and easiest way to get cash when life throws you a curveball.
If you don’t mind letting go of your asset, you’re free to “walk away” without paying up your loan and we will never contact you requesting payment
WhatsApp your closest branch to 071 243 0217
We’ll contact you within 30 minutes and help you through the process of getting a loan.
Simply provide your ID, address and show us a picture of the item you want to bring in for safekeeping.
Once you have brought your item in and we’ve checked that it is in good working order, we’ll pay the cash to you immediately.
You can extend your 30-day voucher loan (up to 5 times) if you choose not to settle & collect your item at the end of the initial loan term. A contract initiation fee is only charged once, irrespective of how many loan extensions you take. This makes it an affordable option. *Extension cost depends on the voucher loan amount